Chad grew up on a family farm in Iowa. He raised seed corn, commercial corn, soybeans, and cattle. From an early age, Chad had a talent for numbers, formulas, spreadsheets and computers. Those talents found a place using futures and options, working with his Dad on finding ways to hedge their price risk. His first trade at the age of 14 with his father in May 1987 started over 30 years of active commodity trading as both a hedger and speculator.